IBPS Bank PO Exam – Practice Quiz (200 Questions)

IBPS Bank PO Exam – Practice Quiz (Set 10 – 20 Questions)

Attempt the following questions and click “Show Answer” to reveal the correct option.

Q1. “Universal Account Number (UAN)” is related to which of the following?

  1. Income Tax filing
  2. Employees’ Provident Fund (EPF)
  3. PAN registration
  4. Driving licence
Correct Answer: B) Employees’ Provident Fund (EPF)

Q2. The term “Twin Balance Sheet approach 2.0” in Indian economy is primarily linked with:

  1. Tax reforms only
  2. Resolution of bank NPAs and stressed corporate assets
  3. Foreign trade promotion
  4. Agricultural subsidies
Correct Answer: B) Resolution of bank NPAs and stressed corporate assets

Q3. “Nostro Account” maintained by an Indian bank is:

  1. Its account in a foreign bank, in foreign currency
  2. Foreign bank’s account in India, in rupees
  3. Customer’s savings account
  4. Government’s account with RBI
Correct Answer: A) Its account in a foreign bank, in foreign currency

Q4. “Vostro Account” in India refers to:

  1. Indian bank’s account abroad
  2. Foreign bank’s account with an Indian bank, in rupees
  3. Only NRI accounts
  4. Government treasury account
Correct Answer: B) Foreign bank’s account with an Indian bank, in rupees

Q5. “Hedging” in foreign exchange markets is primarily used to:

  1. Speculate for quick profits
  2. Protect against adverse currency movements
  3. Avoid all taxes
  4. Manipulate stock prices
Correct Answer: B) Protect against adverse currency movements

Q6. “Financial Inclusion Index” developed by RBI aims to measure:

  1. Only number of bank branches
  2. Extent of access, usage, and quality of financial services in the country
  3. Only ATM penetration
  4. Only mobile banking users
Correct Answer: B) Extent of access, usage, and quality of financial services in the country

Q7. “Stressed Assets” in banking include:

  1. Standard assets only
  2. NPAs, restructured loans, and written-off assets
  3. Cash reserves
  4. Government securities
Correct Answer: B) NPAs, restructured loans, and written-off assets

Q8. “Twin Balance Sheet problem” affects growth mainly by:

  1. Reducing availability of credit to productive sectors
  2. Increasing household savings directly
  3. Lowering inflation
  4. Reducing imports only
Correct Answer: A) Reducing availability of credit to productive sectors

Q9. In banking, “Bullet repayment” means:

  1. Equal instalments every month
  2. Repayment of entire principal (and sometimes interest) in a single payment at maturity
  3. No repayment required
  4. Repayment only of interest periodically
Correct Answer: B) Repayment of entire principal (and sometimes interest) in a single payment at maturity

Q10. “Base Erosion and Profit Shifting (BEPS)” is a global initiative coordinated by:

  1. World Bank
  2. OECD and G20 countries
  3. IMF alone
  4. UNICEF
Correct Answer: B) OECD and G20 countries

Q11. In IBPS PO Quant, “Time, Speed and Distance” problems often require understanding of:

  1. Only profit and loss
  2. Relationship: Speed = Distance / Time
  3. Only percentage change
  4. Only compound interest
Correct Answer: B) Relationship: Speed = Distance / Time

Q12. In Reasoning, “Floor Puzzle” questions usually involve:

  1. Arranging people on different floors of a building based on conditions
  2. Finding shortest path between cities
  3. Solving arithmetic series
  4. Correcting spellings
Correct Answer: A) Arranging people on different floors of a building based on conditions

Q13. In English, “Tone of the passage” questions test:

  1. Only vocabulary
  2. The author’s attitude or emotion (e.g., critical, optimistic, sarcastic)
  3. Grammar rules
  4. Spelling accuracy
Correct Answer: B) The author’s attitude or emotion (e.g., critical, optimistic, sarcastic)

Q14. In General Awareness, “Financial Year” in India runs from:

  1. January 1 to December 31
  2. April 1 to March 31
  3. July 1 to June 30
  4. October 1 to September 30
Correct Answer: B) April 1 to March 31

Q15. “GDP at constant prices” is used mainly to:

  1. Measure nominal growth including inflation
  2. Measure real growth after adjusting for inflation
  3. Measure only agricultural output
  4. Measure only industrial production
Correct Answer: B) Measure real growth after adjusting for inflation

Q16. In banking, “Syndicated loan” refers to:

  1. Loan from a single bank to an individual
  2. Large loan provided jointly by a group of lenders to one borrower
  3. Only farm loan
  4. Loan given without any documentation
Correct Answer: B) Large loan provided jointly by a group of lenders to one borrower

Q17. “Green bonds” are financial instruments used primarily to:

  1. Finance only defence projects
  2. Raise funds for environmentally friendly and climate-related projects
  3. Finance only agriculture
  4. Provide microcredit to SHGs
Correct Answer: B) Raise funds for environmentally friendly and climate-related projects

Q18. In IBPS PO interview, when asked “Why banking after engineering/other field?”, you should:

  1. Say you didn’t get a job elsewhere
  2. Show a logical career shift, interest in finance, stability, and how your skills add value
  3. Blame your previous field
  4. Answer very casually without structure
Correct Answer: B) Show a logical career shift, interest in finance, stability, and how your skills add value

Q19. During the IBPS PO exam, marking answers randomly is risky because:

  1. No marks are given for correct answers
  2. There is negative marking for wrong answers
  3. Time limit increases
  4. Calculator is disabled
Correct Answer: B) There is negative marking for wrong answers

Q20. For effective IBPS PO preparation, a “revision cycle” should ideally:

  1. Be skipped to save time
  2. Include regular re-solving of questions, error analysis, and concept brushing
  3. Focus only on new topics daily
  4. Be done only one day before the exam
Correct Answer: B) Include regular re-solving of questions, error analysis, and concept brushing
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